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An over-the-counter (OTC) permit is a permit that can be issued without a full plan review. These typically apply to like-to-like replacements such as plumbing fixtures, electrical panels, HVAC systems, or minor renovation work that does not modify structural elements.
A like-to-like permit applies when replacing an existing fixture or system without altering its location, size, or structural impact. Examples include replacing a water heater, upgrading an electrical panel, or installing a new HVAC unit in the same configuration.
In most cities, permits are required if plumbing, electrical, or structural work is involved. Cosmetic changes such as painting, replacing cabinets, or swapping fixtures may not require permits. Local regulations vary, so verify with your city building department.
Over-the-counter permits may be issued the same day, depending on jurisdiction. Structural or plan-review permits may require several days or weeks depending on complexity and city review timelines.
Permit costs vary by city, scope of work, and project valuation. Municipal filing fees are determined by the local authority. Zermit’s service fee covers permit automation and submission support, not city-imposed permit fees.